Dear Home Buyer:

This is Nicole Plecity with Gate City Bank.

The first step is to Pre-Qualify you for a financing package and I can do that right on-line.  This is not a loan approval but when the time comes for you to make an offer on a home, I need only verify your employment and credit worthiness to get you a Pre-Approval Letter your Agent can present with your offer on a home..

In the mean time, your pre-qualification will tell you exactly how much home you can budget for.  What I need to do in order to pre-qualify you is determine your Debt to Income Ratio.  Please complete the form below and I will get back to your by email  shortly. We will NOT be checking credit or verifying employment at this time. This information is for Pre-Qualification purposes only and does not obligate you or Gate City in any way.

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Current Monthly Debt Liabilities

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